How to retrieve the DOB and SSN from a Blend application

To protect borrower information, Blend masks the date of birth (DOB) and Social Security number (SSN) on all applications. If you need to verify the DOB and SSN in an application, you can find the information in the 3.4 MISMO file that's included in the application package.

• Download the application package
• View the contents in the MISMO file
  • Find the DOB
  • Find the SSN
• If there are multiple borrowers

 Note: The borrower information displayed throughout this guide is fictitious. It is used for testing purposes and it does not relate to a real person. Any similarity with real individuals is unintentional.

Download the application package

1. Open the Blend loan application.
2. Click the ellipsis button.
3. Select Download application package.

View the contents in the MISMO file

The loan data will be included in the MISMO file, including the SSN and DOB of borrowers in the application.

1. Navigate to the downloaded zipped folder and unzip the files.
2. Locate the MISMO_3.4.0 XML (Extensible Markup Language) file.
3. Right-click on the file and select Open With.
4. Choose Google Chrome, Microsoft Edge, or any other XML viewer application.

 Note:   An XML viewer application is required to view the contents of the MISMO file. If you don't have an XML application, both Google Chrome and Microsoft Edge are XML viewers. 

The MISMO file will display the loan information within tags. For example:

<NAME>
<FirstName>Alice</FirstName>
<FullName>Alice Firstimer</FullName>
<LastName>Firstimer</LastName>
</NAME>

Find the DOB

The Date of Birth is located in the BorrowerBirthDate tag in the MISMO.

1. Open the search function on your computer (Ctrl+F on Windows, Command-F on macOS).
2. Search for BorrowerBirthDate.

Find the SSN

The Social Security Number is located in the TaxpayerIdentifierValue tag in the MISMO.

1. Open the search function on your computer (Ctrl+F on Windows, Command-F on macOS).
2. Search for TaxpayerIdentifierValue.

If there are multiple borrowers

If there are multiple borrowers on the application, the information will be separated for each borrower between the <PARTY> and </PARTY> elements. For example:

Borrower 1

Using John Homeowner as an example, John's information starts at the <PARTY> element and ends at the </PARTY> element.

Borrower 2

Using Mary Homeowner as an example, Mary's information starts at the <PARTY> element and ends at the </PARTY> element.

 Note: 

• Please exercise best practices to protect borrower information at all times.
• If you need to send or receive Personal Identifiable Information (PII), please use SendSafe to send information securely. Check out How to send information securely using SendSafe to learn more.

DISCLAIMER: The features on this page may not be applicable to your institution. Please reach out to Blend Support for more information on what features are enabled for your use.