(New) IDV Result Fields Added to Reporting API v7 and Reporting Dashboard

Posted 12 days ago by José Gómez

J
José Gómez Admin

Date Available: Beta 9/12/2023, Prod 9/12/2023

Which customers are impacted?: All customers using the Reporting API or Dashboard and who use IDV in Blend.

How to turn on: This feature will be automatically enabled for all customers on the dates listed above.

Purpose of Update and Benefit: On September 12, 2023 we will be adding new fields around IDV results to the Borrower List report in the Reporting Dashboard, and in the GET /reporting/borrowers endpoint in V7 of the Reporting API.

Current Behavior: The Borrowers report contains one row per applicant. Currently this report does not contain any fields around IDV results.

New Behavior: We will be adding the following fields to the Borrowers report: 

  • latestIdvStatus - The status of the latest IDV evaluation.
    • Enumerated values:  `INCOMPLETE`, `ADDITIONAL_INFORMATION_REQUIRED`,  `COMPLETED`.
  • latestIdvScore - The overall score of the latest IDV evaluation as a float (out of 1).
  • latestIdvOutcome - The decision of the latest IDV evaluation. 
    • Enumerated values: `APPROVED`, `MANUAL_REVIEW_NO_STEP_UP`, `DENIED`,  `MANUAL_REVIEW`
  • latestIdvRunDatetime - Timestamp in UTC of the most recent IDV run for the borrower.

This release will go to both beta and prod on September 12, 2023, as no testing changes are required. You will not experience any change in the functionality of the Reporting Dashboard, just the fields returned when pulling the Borrowers report, or querying the NPS endpoint in V7.

Resources: 

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