Updates to DTI calculations

Posted 8 months ago by José Gómez

J
José Gómez Admin

How to turn on:

This feature will automatically be turned on for all customers on the dates listed above.

 

Purpose of Update and Benefit:

This release updates Blend's DTI calculations so that they match DU and LPA in a broader number of use cases. As part of these changes, we have updated the way we’re handling investment properties / second homes and how we’re including the net rental income. Full details, including links to sources for our changes, are outlined in the document linked below.

In addition, this release will also introduce the ability for loan team members to manually input the net monthly rental income.

 

New Behavior:

Blend’s updated DTI calculation logic is outlined here.

Additionally, the Net monthly rental income will now be editable by default within the lender application UI. Prior to this update, this field was not editable once the value was calculated initially.

0 Votes


0 Comments

Login to post a comment