Encompass Credit Reissue upon Borrower Submit

Available Now - Opt In

Purpose of Update and Benefit:
When Credit is pulled in Blend upon borrower submit, we will simultaneously reissue Credit in Encompass. 

This is an opt-in feature that is available for customers using Encompass NextGen, and for customers who have credit enabled. This will work for mortgage and home equity (including the Branch Banker version). This feature can only be enabled for production environments. Please contact Blend Support or your Blend representative to enable this in your environment.

Current Behavior:  

Currently, for credit pulls upon borrower submit, the credit data passes only to Encompass Borrower Summary Origination fields (Fields: 4073, 4074, 4075, 67, 1450,1414, 300).

New Behavior: 

With this feature enabled, in addition to the base mapping, we will also call an Encompass API to reissue credit for that credit provider so that the pull is recognized in Encompass.  

Below are the benefits of this new workflow:

1. For additional credit pulls in Encompass, the credit reference number will be automatically populated on the credit provider’s service screen in Encompass.

2. The credit reference number will also populate on the DU and LPA screens in Encompass to allow AUS to be run in Encompass more seamlessly.

3. Additional credit data (i.e. FACTA data) can be pulled into Encompass more easily when the credit pull is available through this process.

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