(New) Include rental income in DTI

Posted 14 days ago by José Gómez

J
José Gómez Admin

Date Available: Available now in beta, Prod 8/8

Which customers are impacted? Customers using Blend to calculate debt-to-income for mortgage applications.

How to turn on: This feature will be automatically enabled for all customers on the dates listed above.

Purpose of Update and Benefit:

This feature includes the gross monthly rental income and vacancy factor for subject properties that are investment properties. The two are multiplied together and then included in the debt-to-income (DTI) calculation. Please see our documentation Debt-to-Income Calculation for full details on how we calculate DTI in Blend.

Current Behavior:

Currently, we are not capturing rental income details for investment properties.

New Behavior:

Blend will now include the gross monthly rental income and vacancy factor for subject properties that are investment properties. The two values are multiplied together and then included in the DTI calculation.

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