Home Equity - Add “Modular” as a Supported Property Type

Posted 1 day ago by Kelly Chen

K
Kelly Chen Admin

Date Available: Beta 3/27, Prod 3/27


Which customers are impacted?: Lender who offers “Modular” property-types.


Required?: No, opt-in.


How to turn on: This will not be automatically enabled for our customers. It will be available beginning on the dates listed above. If you’d like to take advantage of this functionality, please email support@blend.com.


Purpose of Update and Benefit: A dedicated “Modular” property-type enumeration has been added for Home Equity loans so that modular homes are represented accurately in both the application experience and LOS.


This update allows borrowers and lenders to select “Modular” explicitly, reducing confusion when originating modular-home loans and keeping the application UI and LOS mapping aligned with MISMO-based property-type definitions.


Current Behavior: The Home Equity application does not offer “Modular” as a standalone property-type option. Borrowers and lenders must select another category (for example, “Manufactured”) when the subject property is modular.


New Behavior: The property-type dropdown for Home Equity loans now includes “Modular” as a distinct, selectable value. When selected, the application passes the appropriate value through the existing LOS integration, where it is consumed as the “Modular” property-type enumeration, aligned with MISMO standards.

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