Update to Liabilities with Loan Updates and Encompass

Posted 12 days ago by José Gómez

J
José Gómez Admin

Date Available: Available now in beta and production

Which customers are impacted?: Customers using Encompass as their integrated LOS, and utilizing loan updates and credit reissuance. 

Required?:  No, opt-in.

How to turn on: Please email support@blend.com.

Purpose of Update and Benefit:

When loans in Blend are exported to Encompass and loan teams manually export the loan again, Blend uses internal logic and sort order to match existing liabilities and add or delete new ones to the file. However, by the time the export occurs, the existing liabilities may no longer be in the same positions, which can result in incorrect patching of liabilities. 

With this new feature, Blend addresses the gap by deleting existing liabilities and adding all new liabilities again, any time loan teams perform a new manual export to Encompass. This will ensure that subsequent exports are handling the liabilities correctly and result in better fidelity between Encompass and Blend.

Current Behavior:

When a loan that has been previously exported to Encompass is manually exported another time, Blend uses internal logic and sort order to determine how to patch new or deleted liabilities to the loan in Encompass. 

New Behavior:

If enabled, all liabilities available in a loan will be deleted from the loan file and re-added any time loan teams perform a subsequent, manual export to Encompass. 

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