Blend Release Notes - 2023/11/03

(Note: you can download the Release Notes PDF in the Release Notes PDFs section in Help Center)

For this release, we anticipate the following introductions in your environments. Major features are documented in the Blend Knowledge Base accessible at help.blend.com.

If that resource does not answer your question, please reach out to Blend Support.

Announcements (3)

(New) Blend Public API v7.0.0 Release

Version 7.0.0 of the Blend Public API will be released to General Availability (GA) on November 3, 2023.  As part of our API release cadence, v7.0.0 allows for the introduction of breaking changes, but does not introduce any changes to previous versions of the API.

Previous major versions of the Blend Public API remain available and supported after the release of v7.0.0.  The primary impact of the GA release of v7.0.0 is that we will not introduce new breaking changes to v7.0.0 after November 3.

As a reminder, starting with the previous release, v6.0.0, Blend changed the release cadence for our Public API.  API versions are now released every six months.  Additionally, all API releases are now major releases, allowing for the introduction of breaking changes.

Some highlights of v7.0.0 of the Blend Public API include:

• A new API endpoint for triggering income re-verification
• Changes to the Packages API to eliminate duplicate packages, allow for the separation of package creation/issuance, and to help with the creation of packages on the Blend Builder platform
• Changes to the update party details call to support credit consent, income, marital status, and phone numbers
• Additional fields supported in the home lending application API
• Support for borrower demographic data and TRID trigger times in the Reporting API
• Additional updates to the /nps, /borrowers, and /loans endpoints in the Reporting API
• Changes to the status enums for disclosure packages and recipients in webhook events, to support asynchronous processing

The full changelog for v7.0.0 of the Blend Public API can be found at: https://developers.blend.com/blend/changelog/v700

LendingQB / MeridianLink Mortgage OAuth Requirement

LendingQB / MeridianLink Mortgage requires a new authentication protocol (OAuth) per updated security requirements and framework. LOS Administrators will need to add Blend Integration to their services and appropriate API user. Please set this up in Beta and test by 11/30/23. Production set up will need to be completed by 12/31/23. MeridianLink has also sent information on this item as well for further details.

You may reach out to Blend Support if you have any questions.

Backend Upgrades to Fee Management Service

Over the next few weeks (between October 31 and November 28), Blend will introduce backend improvements to our fees integration service that will improve the merging logic when duplicate fees are returned in the fee response. This will only impact customers who have integrated a third-party fee management service in Blend, or who are receiving fees from their configured product and pricing engine (PPE). 

There will be no UI impacts with this change, and we are not changing existing calculations for Fees in Blend. While we do not anticipate any issues to arise with this change, lender users are encouraged to reach out to their account teams to escalate and resolve any issues, if any are observed.

Maintenance Announcements (4)

• (New) Minor version upgrade for verification databases
• Kubernetes version upgrade in beta and prod
• DB Upgrade for los-recorder-orchestrator
• OneSpan Monthly Downtime

Preview Environments (Test/Dev/Beta) (6)

• Include Additional Fields in Search Pricing Engine Page for Optimal Blue Integration
• Disclosures Packages to always validate third-party recipients (TPRs)
• Ability to Configure Email Reminder Cadence in Blend
• Associate housing payments with the loan instead of the borrower
• Ability to specify recipients for document sharing

Production Environments (Prod) (1)

• (New) Blend Income: Reverification through Public API 
• Add governmental program information for USDA loans

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