Can I merge applications in Blend?

We understand there are situations where borrowers fill out separate applications when the intention was to fill out a shared application.

Although the merging of applications is not a supported feature in Blend, here are a few paths to consider to help you and your borrowers move forward with the application process.

If the application status is in the beginning stages.

• Consider archiving the application(s).
• Create and invite the borrowers to a new shared application.

If the co-borrower began a new application instead of responding to the primary borrower’s invitation.

• Advise the intended co-borrower to accept the invitation from the primary borrower and complete the application.
• Archive the application that was filled out unintentionally.

If the co-borrower does not wish to fill out a new application.

• Take over the application in progress and manually enter the co-borrower information on the loan you'd like to move forward with.
• Archive the application that was filled out unintentionally.

If both borrowers completed separate applications.

• Export both applications as is and follow internal procedures on merging applications after export.

If borrowers prefer to be together from the start.

• Create and invite the borrowers to a new application and proceed with the newest invitation links.
• Archive both applications that were unintentionally completed.