How Loan Teams can verify employment (VOI) manually with Blend Income

With Blend Income, Loan Teams can manually verify employment on the lender application. Additionally, other loan team members can also verify employment as long as their role permission allows. 

• Role permission required to verify income on the lender application
• Loan-Team Initiated Workflow
• Income Verification Results Screen
• Reports in the Docs Tab

Role permission required to verify income on the lender application

The Permission to run verification of income must be set to Always to have the ability to verify income in the lender application.

 Note:  Blend Support does not manage roles and permissions. Reach out to your Blend Administrator for updates to your role and/or permissions to access this feature.

Loan-Team initiated verification of employment

Follow the steps below to verify employment using Blend Income. Please note that the borrower's SSN, DOB, present address, and consumer report are required to verify employment.

1. Navigate to the Employment section of the application.
2. Click Verify Employment.
3. Click the radio button to Verify income and employer details.
4. Check the checkbox to indicate that you have received the borrower’s consent to obtain income and employment data.
5. Click Verify.

 Note: A similar checkbox appears at the bottom of the Borrower information section of the lender application. If the box has been checked in that section, the box on this screen will be checked as well. 

Income Verification Results Screen

Blend will show any income and employment data that we were able to locate from the data provider. At first, the Employer will show “Verifying” and the Status will say “Pending.” Lenders will need to refresh their page using the browser’s refresh button to see the final results on this page. Afterwards, the Blend Income Report will be accessible via the “View Docs” link.

If there is a successful hit, the Employment section of the lender application will be filled with the borrower’s income and employment data.

Blend Income verification report

A Blend Income Verification report will be generated upon a successful verification. You can find the report in the DOCS tab of the application.

DISCLAIMER: The features on this page may not be applicable to your institution. Please reach out to Blend Support for more information on what features are enabled for your use.