Blend Income - Reverification

Loan officers can reverify income and employment from the lender application. The initial verifications are currently done automatically in the self-serve borrower application flow.

Notes:

• The reverification of income and employment will only work for borrowers who deliver a successful instant lookup hit for the initial VOI/VOE.
• Make sure you have permission to re-verify income. For more details check the Blend Income - Loan Teams article. 

Reverification of Income - Single Borrower(s)

Reverification of Income - Co-Borrower(s)

Reverification of Income - Single Borrower(s)

1. Navigate to the Employment section of the borrower's application. 

2. Click View Verification Results. 

3. There will be a separate entry for each income source entered into the application. Click View Docs to see details, if desired.

If Blend Income produced a hit via the Instant Lookup service, there will be two buttons in the bottom right corner:

a. Re-verify Income

b. Re-verify employment

4. Click  Re-verify Income/Re-verify employment to initiate the reverification for VOI or VOE.

5. The status will change to "Pending". 

6. Click Done. You'll be taken back to the application screen. 

7. Once the reverification is complete, the status will change back to "Verified" and the Time will update to the date/time of the most recent reverification. 

8. If reverification is successful, the VOE and VOI documents will be viewable in the Docs tab along with the initial reports.

Reverification of Income - Co-Borrower(s)

Loan officers can reverify income and employment for both sharing and non-sharing co-borrowers.

Note: The reverification of income and employment will only work for borrowers who deliver a successful instant lookup hit for the initial VOI/VOE.

1. Navigate to the borrower section of the application.

2. Click View Verification results once the application is submitted and income is verified. 

3. There will be a separate entry for each income source entered into the application by the borrowers. Click View Docs to see details, if desired.

If Blend Income produced a hit via the Instant Lookup service, there will be two buttons in the bottom right corner:

a. Re-verify Income

b. Re-verify employment

4. Click  Re-verify Income/Re-verify employment to initiate the reverification for VOI or VOE.

5. The status will change to "Pending". 

6. Click Done. You'll be taken back to the application screen. 

7. Once the reverification is complete, the status will change back to "Verified" and the Time will update to the date/time of the most recent reverification. 

8. If reverification is successful, the VOE and VOI documents will be viewable in the Docs tab along with the initial reports.

DISCLAIMER: The features on this page may not be applicable to your institution. Please reach out to Blend Support (support@blend.com) for more information on what features are enabled for your use.