Blend Income - Income report

Blend Income Reports are delivered by Blend Insights, a consumer reporting agency that provides services to financial institutions and other creditors, including information related to consumer-authorized income and employment information. Blend Insights combines data from a network of reliable data sources to create a seamless consumer experience and accurate verification of consumer information.

Blend Income Report

Blend Income Reports are identified with the document type “Blend Income Verification.” This report will be generated for all borrowers if the Instant Lookup workflow produces a result, regardless of whether the borrower accepts or removes the match.

This document will appear in the Docs tab.

If the loan team decides they would like to request W2s and Paystubs from the borrower, they may manually request them through the Follow-Ups tab. Check the Add Follow-up Requests article for more details. If additional follow-ups are added, the borrower will receive an email notification to finish the pending tasks and upload the requested documents. 

  Notes:

• This report will be generated for all borrowers if the Instant Lookup workflow produces a result, regardless of whether the borrower accepts or rejects the match.
• W2s and Paystubs are not requirements for the Blend Income Workflow.

  Resource: Follow-ups

DISCLAIMER: The features on this page may not be applicable to your institution. Please reach out to Blend Support (support@blend.com) for more information on what features are enabled for your use.