Loan officers can pull credit and view credit report from the Blend LO mobile app. All functionality and details apply as if you were pulling credit on the Blend desktop view.
View credit score and credit report
Pull credit
.
1. Click Pull (Borrower Name) Credit.
Notes:
- You need to create a new lead before you can pull credit.
- Please refer to the Create a new lead for more information.
- You can contact your borrower by clicking the icons for text, call and email in the upper right hand corner of the screen.
- These actions will use your default text, phone, and email apps outside of the Blend Loan Officer app
- You can always invite your borrower by clicking INVITE BORROWER and pull credit later.
- Credit pull types and agencies will reflect the same functionality available on the web based workspace. Lender configuration may vary compared to screenshots shown.
- Requires having "credit pull" configured by your organization.
2. Select Pull new credit.
3. Select Hard pull or Soft pull.
4. Select the bureaus you wish to include.
5. Click Next.
6. Enter borrower's current address.
7. Click Next.
8. Enter your borrower's social security number.
9. Click Next.
10. Select the applicable credit consent option (verbal, written or electronic).
11. Check box to confirm your selection (PULL CREDIT button will be disabled unless the confirmation check box is checked).
12. Click PULL CREDIT.
View credit score and credit report .
1. The credit score can be viewed from the leads page, once credit is successfully pulled. Click View Results to view the credit results.
2. Click View to see the credit report.
Notes:
- You can contact your borrower by clicking the icons for text, call and email in the upper right hand corner of the screen.
- These actions will use your default text, phone, and email apps outside of the Blend Loan Officer app
- We show the middle score (of the three credit scores pulled in a tri-merge pull)
- The report generated on LO mobile app will be the same as when you pull credit on your desktop using Blend.
- You can invite your borrower at this time by clicking the INVITE BORROWER, if not done previously.
3. The credit report will display in detail.
Retrieve credit 
1. Click Pull (Borrower Name) Credit.
Notes:
- You need to create a new lead before you can pull credit.
- Please refer to the Create a new lead for more information.
- You can contact your borrower by clicking the icons for text, call and email in the upper right hand corner of the screen.
- These actions will use your default text, phone, and email apps outside of the Blend Loan Officer app
- You can always invite your borrower by clicking INVITE BORROWER and pull credit later.
- Credit pull types and agencies will reflect the same functionality available on the web based workspace. Lender configuration may vary compared to screenshots shown.
- Requires having "credit pull" configured by your organization.
2. Select Retrieve an existing report.
3. Select Hard pull or Soft pull.
4. Enter the credit report identifier number for the existing credit report.
5. Click Next.
6. Verify borrower's name.
7. Click Next.
8. Enter borrower's current address.
9. Click Next.
10. Enter your borrower's social security number.
11. Click Next.
12. Select the applicable credit consent option (verbal, written or electronic).
13. Check box to confirm your selection (PULL CREDIT button will be disabled unless the confirmation check box is checked).
14. Click PULL CREDIT.
Resources:
LO mobile-Download "Blend Loan Officer" mobile app
LO mobile-Permission access for mobile app
LO mobile-Profile settings and application URL
LO mobile-Invite borrower or re-send invite
LO mobile-Track borrower progress
LO mobile-Counter sign disclosures
LO mobile-Edit and send a pre-approval letter
DISCLAIMER: All mentioned features on this page may not be applicable to your institution, please reach out to (support@blend.com) for more information on what features are enabled for your use.
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