Blend Close offers a single, integrated end-to-end experience that supports all closing types: traditional wet-sign, hybrid, hybrid with eNote, and Remote Online Notarization (RON).
- Traditional Wet-Sign Close
- Hybrid Close
- Hybrid Close with eNote
- Remote Online Notarization
- Close Feature Comparison Chart
Note: This guide outlines the various closing options Blend offers. Contact your Blend representative to determine what Close features are enabled in your environment.
Traditional Wet-Sign Close
Borrowers can review their closing documents ahead of time but will meet with a notary in person to sign all closing documents including the promissory note.
Hybrid Close
Borrowers will review and eSign all non-notarized documents. They will meet a notary in person for the witness-required closing documents.
Hybrid Close with eNote
The same as above but, in this case, the promissory note (or eNote) will be eSigned as well.
Remote Online Notarization (RON) Close
The borrower will complete everything online: eReview, eSign, and attend the closing appointment. Depending on how the RON experience is configured, the borrower may sign all documents in the online notary session or will eSign some of the docs ahead of time.
Close Feature Comparison Chart
Close Feature Comparison Chart | ||||
Hybrid | Hybrid w/ eNote | Remote Online Notary (RON) | Traditional | |
Borrower Receives Closing Package to Review | ✔ | ✔ | ✔ | ✔ |
Scheduling feature | ✔ | ✔ | ✔ | ✔ |
Borrower can eSign ahead non-witness closing docs | ✔ | ✔ | ✔ | ❌ |
Settlement Agent Workspace | ✔ | ✔ | ✔ | ✔ |
Borrower can eSign Promissory Note (eNote) | ❌ | ✔ | ✔ | ❌ |
Borrower can meet notary online | ❌ | ❌ | ✔ | ❌ |
To learn more about the Settlement Agent Workspace, you can find help articles here.