Intent to Proceed Date Now Published in Lender Local Timezone

Date Available: Available now. 

Which customers are impacted?: Lenders using BONS events for Intent to Proceed, particularly those with LOS integrations (e.g., Encompass) operating outside of UTC.

Required?: No, opt-in.

How to turn on: 

This will not be automatically enabled for our customers. It will be available beginning on the dates listed above. If you’d like to take advantage of this functionality, please email support@blend.com.

Purpose of Update and Benefit:

This update ensures that the Intent to Proceed (ITP) date published in BONS events reflects the lender’s configured local timezone, rather than UTC. This prevents off-by-one-day discrepancies in downstream systems, aligns system-of-record data with lender business days, and reduces compliance, audit, and reconciliation risk.

Current Behavior:

Blend captures the ITP timestamp in UTC. While the Blend UI correctly renders the ITP date in the lender’s local timezone, the raw UTC date is sent to downstream systems via BONS events. Integrations without timezone context (e.g., LOS systems) store the UTC date as-is, which can result in the ITP appearing one calendar day later than expected.

New Behavior:

Blend converts the ITP timestamp from UTC to the lender’s configured local timezone before publishing it in BONS events. Downstream systems will receive an ITP date that accurately reflects the lender’s business day on which Intent to Proceed was provided.

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